Stock markets are tanking, layoffs have started, people are panic buying and preppers are feeling vindicated. So is it time for practical pandemic pointers?

Making the money habit stick: what if we could use the behavioural mechanisms that usually work against us and put them to work for us, to help us save?

Is it worth it? The whole thing – whether you want to call it economising, penny-pinching or living frugally – is it really worth it?