In part 4 of my series on mortgages, I discuss three reasons why we give in to financial inertia and stick with our banks when it’s time to get a mortgage.
Mortgages, Part 3: Your Credit Rating I’ve tried to help people understand the house buying process, but this is where the wheels usually come off. For example, a younger friend of mine wanted to buy a home with her partner, and asked me for some help with the process. My advice was that […]
Mortgages, part 2: mortgage product types This is the second part of my mortgage series – read part 1 here. This is all about the different types of mortgages, including whether or not they’ll be right for you. It’s a bit long but do read on if you’re researching […]
Mortgages: Your LTV At the risk of sounding like the most boring dinner party conversation, I’m going to talk about my mortgage rate. This is one thing that’s important to get right, since it’s usually the biggest debt of a person’s life, and it shouldn’t be taken lightly. Read on […]
High cost credit is usually offered to the poorest in society. I really hadn’t intended to post today as, yet again, it’s a gloriously sunny day here, and I’m languishing in the race to complete my housework (yawn). I’ve finally got my laundry nemesis, the Sleeping Bag, into the washing […]