Extra Income Report – October 2016

October 2016 Extra Income Report

Wow, where do I start?

October was going to be the month for getting back on track, but I had to get myself onto a totally different track instead. I wrote a short post about it here if you want to catch up, but in short, it was tied up with family court and the child maintenance service.

I wasn’t happy with handing over so much time in my present to someone from the past, so happily I did manage to set aside some couple time with the lovely hubby for a day out at Chester Zoo on our own. Yay!  Yes, we’re easily pleased 🙂

Anyway, with no extra money-making effort, here’s my extra income for October…

Our extra income for October 2016.

  • Interest  – £37.18
  • Cashback – £36.04
  • Writing – £0.54
Total: £73.76

Say what – I made 54p from selling ebooks on Amazon! WOAH!

Haha! Ok, you may laugh, but my obscure academic essay caught a few eyes, and do you know what? That absolutely made my day 🙂 And sure, I could probably sell more if I advertised on my blog, but I’m not breaking anonymity yet. It’s not an easily accessible, “how to make money” or “101 things to do” list style ebook, but a heavily referenced, short text I wrote during my MA.

I’d never have earned a penny from it, so sharing it in this way makes me happy, even if it won’t make me rich!

Cashback breakdown –
  • TSB Plus cashback – £4.53
  • TSB credit card cashback – £5
  • Top Cashback – £0.10
  • Quidco Clicksnap – £4.02
  • Quidco – £19.29
  • Pockit – £3.10

My biggest cashback payout came from taking out my home insurance via Quidco (read the post I wrote about it here). It took 4 months to be paid, but I’m accustomed to the long waits. It’s still worth it!The rest of this month’s cashback was mostly from essential spending again.

With the recent shake-up around our interest-paying current accounts, we’re starting to rely on bank and credit card cashback to fill in the gaps in income. Thing is, we know these offers can come and go at the whim of the banks – no point in whingeing too much about the results of the base rate cut when it’s benefited my mortgage as well!

Having said that, I need to write more about the rate cut and what it’s meant for us. I didn’t see the point of speculating about what might happen – now I know much more about the banks’ responses to the rate cut, I’ve been able to start planning our next moves. Our income from interest will dive soon, so it’s time to research some new income opportunities!

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  1. Thanks Francesca! At least it was a good outcome for me in family court, but it would be better not to have to go through it at all as it's so distracting. Still, it shows that setting up some passive income streams are a good idea, even if they're small 🙂

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