Housing Costs

Housing Costs

These posts are all about the costs of housing, whether that’s paying rent, paying a mortgage, the process of buying a home or simply the basic cost of home ownership.

On the other hand, you can also find tips on making money from your home – cutting your housing costs!

 

Home buying

Here are five things to consider before getting a mortgage.Click on the picture to read my list of 40 questions to ask when buying a house. These questions can help you decided whether or not to buy or walk away, or find out how much you'll have to spend on renovating and redecorating your new home.Does your dream of moving to the country include a thatched cottage with roses round the door? Whether your heart is set on half-timbering, or you prefer a Georgian pile, brace yourself for the costs of a listed building.Mortgages, Part 1 - Your LTV. Do you find mortgages confusing? Click on the picture to read the first of my series of posts explaining mortgages. This post talks about the loan-to-value ratio and what it does.Mortgages, Part 2: Your Product Type. Click on the picture to read about the different types of mortgages available and how you can figure out which is right for you.In part 3 of my series on explaining mortgages, I look at what a credit rating is, and how it affects your mortgage rate.In the last part of this mortgage series, learn how your bank relies on your being too lazy to go elsewhere for your mortgage.

Five Things To Consider Before Getting A Mortgage

Buying A House? 40 Questions To Ask First.

Counting The Cost Of A Listed Building

Mortgages, Part 1: Your LTV

Mortgages, Part 2: Your Product Type

Mortgages, Part 3: Your Credit Rating

Mortgages, Part 4: Financial Inertia

Renting a home

My rental nightmare - our first home together was a bit of a damp, mouldy disaster! Here's why, and how we got out of it.Four tips for tenants - things to know to cover you when you're renting a home.The modern tenant's guide to renting a high-end flat.

 

My Rental Nightmare

4 Top Tips For Tenants

The Modern Tenant’s Guide To Renting A High-End Flat

 

 

Location, location, location

Fancy moving to the countryside? Here are some hidden costs to consider first.The British Towns Where Houses Are Too Cheap

 

The Hidden Costs Of Living In The Countryside

The British Towns Where Houses Are Too Cheap

 

Utility Bills

Bulb energy review: can Bulb save you money?How to beat the rising cost of energy bills.Weird ways to stay warm in winter.How to make a complaint about your energy supplier.Tips to lower your water bills: practical ideas to get lower water bills and in turn, possibly lower all your utility bills!

 

Bulb Energy Review: Can Bulb Save You Money?

How To Beat The Rising Cost Of Energy Bills

Weird Ways To Stay Warm In Winter

How To Make A Complaint About Your Energy Supplier

Tips To Lower Your Water Bills

 

 

Making money from your home

These housing hacks aren't about how to make money from your home, they're about how to make money with your home!

 

Housing Hacks: How Your Home Can Earn You Money